In America, Health Care simply contains three basic elements. These include the following. Firstly, it includes a new Healthcare plan. This Healthcare plan would be available to all legal American residents lacking proper coverage at the workplace. Secondly, the healthcare contains a requirement which requires employers to buy coverage which can be compared to American Healthcare for all their workers. Furthermore, employers ought to pay some modest payroll contribution in order to provide funds for the American Health Care for all their workers. This scenario also applies to the self-employed people. This contribution is normally six percent of the payroll. Lastly, there is also the requirement that the American residents lacking insurance should assume responsibility for both their health and their families. This should be done through the purchase of private coverage or purchasing into the American plan Health Care (Patel & Rushefsky 280).
The advantages of the Health Care Plan for America will be immense. These benefits will include Medicare benefits and the coverage of mental health including maternal health. In addition, there will be serious limits on the amount of money spent. Currently, Medicare is devoid of these limits. Hence, the American Health Care is expected to carry out a research on the incorporation of cost-sharing limits into the future Medicare. The new American Health Care is also expected to offer directly coverage of drugs instead of doing it singly by the use of private plans. This would allow Medicare to give to directly offer coverage of drugs on behalf of the disabled and the elderly people in the society. In America, Health Care coverage is not an independent payer.
Nevertheless, the American Health Care coverage normally constitutes various virtues of a universal Medicare program. It is inclined towards the idea of social insurance. The idea that key financial risks should be allocated broadly on the poor and the rich in America, the sick and the healthy and the old and the young. The American Health Care currently rests on the idea that the model of Medicare in America contains an evidenced track record. It also harbors a massive quantity of untapped capacity. This is the case as far as improving care and controlling the costs is concerned. In order to sustain the important promise of Medicare to the disabled and the aged, we do not need to leave the Medicare model. It calls for model extension to the people lacking coverage at the workplace. It also requires filing Medicare voids which still exist. Additionally, these two programs should be allowed to function as a unit to maintain costs low and improve the care quality (Patel & Rushefsky 500).
The rising problem is dragging health care reform into American politics after a long period of neglect. On the contrary, a guarantee is absent that the discussion will turn out successful than previous ones. In addition, various attempts to make the insurance in health care an important set of the social fabric in America have been stymied. The available stakes are too advanced to make reform to be hindered another time. The American economy, the middle class finances, medical care quality and the health of the residents all are hanging in the balance. This is the case despite the fact that Universal health care has been in place in America for a long time.
It is very common in America for hospitals and doctors to operate as private enterprises. On the contrary, according to the current policy in health care coverage, the federal government is the one which caters for the bills. This normally lowers the costs of paper work at an American level fraction. Additionally, it reduces the costly insurance corporations including their multi-billion compensation packages. People with no insurance in America are forced to live with fatal conditions which prevent them from securing decent pay and employment. Hence, many of these people are left wallowing in poverty. They experience a lot of hardships when it comes to taking care of their chronic condition. These people who are not yet insured face high risks of not getting treatment unless they become severely sick. In addition, even those people with insurance coverage sometimes fail to find out till it becomes too late. This is because yearly limits, exclusions and co-payments leave them cashless when a member of the family gets seriously sick.
Patel, Kant & Rushefsky, Mark. Health Care Politics and Policy in America. New York: M.E. Sharpe, 2006. Print.